Calculators

How much retirement income will you need? How much life insurance is enough? What type of IRA is right for you?

Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any specific investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Cash Management

What Is My Current Cash Flow?

Assess whether you are running “in the black” or “in the red” each month.

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What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

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Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

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Paying Off a Credit Card

Enter various payment options and determine how long it may take to pay off a credit card.

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Retirement & Inflation

Historical Inflation

This calculator shows how inflation over the years has impacted purchasing power.

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Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

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Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

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Self-Employed Retirement Plans

Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.

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Taxes & IRAs

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

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Contributing to an IRA?

Determine if you are eligible to contribute to a traditional or Roth IRA.

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Impact of Taxes and Inflation

Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.

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Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

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Risk Management

Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

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Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

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What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

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Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

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Savings & Investing

Saving for College

This calculator can help you estimate how much you should be saving for college.

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Comparing Investments

This calculator compares the net gain of a taxable investment versus a tax-favored one.

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What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

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Other

A Look at Systematic Withdrawals

This calculator may help you estimate how long funds may last given regular withdrawals.

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Annuity Comparison

This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.

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How Compound Interest Works

Use this calculator to better see the potential impact of compound interest on an asset.

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Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

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