Capital Street Financial Services, Inc. - Life Insurance : Calculator: Life Insurance

Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.

What is your current income before taxes?	$
What percentage of this income will your family need?	%
For how many years will your family need this income?
What do you expect the rate of inflation to be over this time period? Note: In recent years, inflation has been 3 percent.	%
What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?	%
Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)	$

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators provided by Emerald Connect, Inc.

Securities and investment advisory services offered through ING Financial Partners, Inc., member FINRA, SIPC.

Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:

Daniel J. Rickett, Mark C. Rachac, Amy M. Pavlis, Brenton C. Ruebling, Joseph F. Batkiewicz, Todd C. Lins, Tyler T. Frost, and Matthew W. Martinson are licensed in MN, WI, AZ, CO, FL, IA, MT, ND, NV, OH, and SD to offer health and life insurance (including variable life), annuities (including variable annuities), securities and investments.

This site is not a solicitation of interest in any of these products in any other state.

IMPORTANT CONSUMER INFORMATION: Daniel J. Rickett, Mark C. Rachac, Amy M. Pavlis, Brenton C. Ruebling, Joseph F. Batkiewicz, Todd C. Lins, Tyler T. Frost, Matthew W. Martinson may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if (s)he is excluded or exempted from the state's registration requirements. Follow-up, individualized responses to consumers in a particular state by Daniel J. Rickett, Mark C. Rachac, Amy M. Pavlis, Brenton C. Ruebling, Joseph F. Batkiewicz , Todd C. Lins, Tyler T. Frost, and Matthew W. Martinson that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state's requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment advisor, BD agent or IA representative or any financial institution (s)he represents, contact your state securities law administrator.

Investors cannot invest directly in indexes. The performance of any index is not indicative of the performance of any investment and does not take into account the effects of inflation and the fees and expenses associated with investing.

Please note that neither ING Financial Partners nor any of its agents or representatives give legal or tax advice. For complete details, consult with your tax advisor or attorney.

These pieces are designed to provide accurate and authoritative information on the subject covered. It is not, however, intended to provide specific legal, tax, or other professional advice. For specific professional assistance, the services of an appropriate professional should be sought.